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You've decided that 2025 is the year you're finally going to claim Social Security. The government bases your Social Security benefits on your income during your working years and your age at sign-up.
The general Social Security earnings-test limit in 2025 is $23,400 (up from $22,320 in 2024). You'll have $1 in Social Security withheld for every $2 you earn above that limit.
Social Security benefits are tied to a worker's earnings history and the age they begin claiming benefits. In 2025, the maximum monthly benefit will increase: At age 62, the maximum will be $2,831.
Income Limits 2024. Income Limits 2025. Benefit Reductions. If you're under FRA. $22,320 per year. $23,400 per year. $1 for every $2 over the limit. If you'll reach your FRA this year
In 2025, you can earn up to $23,400 without seeing any of your Social Security benefits withheld. That's an increase from $22,320 in 2024. From there, you risk having $1 in Social Security ...
Here are some more important things to know about Social Security for 2025. 1. Social Security recipients will get bigger benefits. Retirees are often considered to be living on fixed incomes, but ...
3. Maximum Social Security benefit also set to increase. The maximum Social Security benefit for a worker retiring at full retirement age will increase from $3,822 in 2024 to $4,018 in 2025. This ...
In 2025, Social Security benefits are getting a 2.5% raise. That should bring the average monthly $1,927 benefit up to $1,976. However, there's a bit of a catch there.
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